Embold Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews (2024)

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Embold Federal Credit Union Deposit Rates

12-month CD rates can be found at 2.50%, 6-month CD rates at 3.00% and 3-month CD rates at 1.50%. Savings rates are at 0.25% and money market rates are at 1.50%. Mortgage rates on 30-year fixed loans are around 6.86%. Credit Card rates are at 18.24%. Personal Loan rates are at 5.99%. All these rates, and more, can be found in our database of rates.

Compare Embold Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Embold Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Embold Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Embold Federal Credit Union? Share your experience about Embold Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Embold Federal Credit Union.

Overall, Embold Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.77%

18-Month CD

N/A

2.43%

24-Month CD

N/A

2.36%

36-Month CD

N/A

2.21%

48-Month CD

N/A

2.11%

60-Month CD

N/A

2.23%

Savings

N/A

0.88%

MMA

N/A

1.53%

30-Year Fixed

N/A

7.11%

Credit Card

N/A

14.06%

Personal Loan

N/A

11.27%

Embold Federal Credit Union
Admin Branch

15099 SE Mcloughlin Blvd
Milwaukie, OR 97267

https://www.emboldcu.org

MonitorBankRates' Rating

5/5

★★★★★

Review Embold Federal Credit Union

Compare Embold Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

ableBanking

6-Month CD

5.30%

$5,000

Stockman Bank of Montana

7-Month CD (Flex)

5.05%

$500

Iowa Falls State Bank

11-Month CD (special)

4.92%

$1,000

Marcus Bank

12-Month CD

4.90%

$500

Y-12 Federal Credit Union

High Yield Money Market

4.50%

$25,000

American Express National Bank

High Yield Savings

4.25%

Langley Federal Credit Union

24-Month CD

4.25%

$500

First Oklahoma Bank

12-Month CD

4.25%

$1,000

First Community Bank, Xenia-Flora

3-Month CD

4.06%

$1,000

Atkins Savings B&T

24-Month CD Adjust-A-Rate

4.04%

$1,000

Northwest Bank

36-Month CD

4.00%

$1,000

Citizens Federal S&L Assoc

48-Month CD

3.50%

$1,000

Portage Community Bank

24-Month CD

3.50%

$1,000

Touchmark Bank

60-Month CD

3.50%

$1,000

Madison County Bank

Money Marke

3.45%

$90,000

Forbright

36-Month CD

3.00%

$1,000

Mid-Missouri Bank

Kasasa Cash Checking

3.00%

$25

Platte Valley Bank North Bend, NE

18-Month CD

2.75%

$500

Great Plains State Bank

Money Market

2.60%

$500,000

Washington Business Bank

36-Month CD

2.53%

$1,000

First Southern Bank

36-Month CD

2.53%

$1,000

Wallkill Valley Federal S&L

24-Month CD

2.27%

$2,500

The Blue Grass Valley Bank

60-Month CD

2.25%

$1,000

Delaware NB of Delhi

24-Month CD

2.12%

$100

National Exchange Bank and Trust

Money Market

2.02%

$250,000

Leader Bank

48-Month CD

2.00%

$1,000

Southwest Missouri Bank

60-Month CD

2.00%

$500

National Exchange Bank and Trust

60-Month CD

1.95%

$1,000

Time Bank

24-Month CD

1.85%

$2,500

Carson Bank

12-Month CD

1.71%

$500

Chelsea Savings Bank

18-Month CD

1.61%

$20,000

Itasca Bank & Trust Co.

12-Month CD

1.60%

$1,000

Abbott Laboratories Credit Union

Savings

1.00%

First Northern Bank and Trust Company

12-Month CD

0.90%

$1,000

Woodsville Guaranty Savings Bank

60-Month CD

Compare Embold Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

1st Northern California Credit Union

10-Year Fixed

5.500%

5.716%

0.500

Navy Federal Credit Union

15-Year Fixed

5.875%

6.071%

0.250

Pioneer Federal Credit Union

15 Year Fixed

5.875%

6.121%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.750%

6.161%

2.000

First National Bank of Hutchinson

10-Year Fixed

6.000%

6.280%

0.000

Ukrainian Selfreliance Federal Credit Union

30-Year Fixed

6.000%

6.337%

3.000

LMCU Lake Michigan Credit Union

15-Year Fixed

6.250%

6.368%

0.000

Addition Financial Credit Union

15-Year Fixed Purchase

6.250%

6.434%

0.000

American Bank, N.A. Le Mars, IA

20-Year Fixed

6.375%

6.477%

0.500

Finance Factors

15-Year Fixed

6.000%

6.513%

1.750

Laredo Federal Credit Union

15 Year Fixed

6.375%

6.662%

0.000

Investment Savings Bank

15-Year Fixed

6.500%

6.673%

0.000

Kohler Credit Union

15 Year Fixed

6.500%

6.682%

0.000

Sikorsky Credit Union

5/5 ARM

5.875%

6.731%

0.000

Abound Federal Credit Union

20-Year Fixed

6.625%

6.739%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

6.500%

6.746%

0.000

Honda Federal Credit Union

20 Year Fixed

6.625%

6.750%

0.000

NESC Federal Credit Union

30 Year Fixed

6.750%

6.756%

0.000

Altoona First Savings Bank

20-Year Fixed

6.750%

6.803%

0.000

Everett Co-operative Bank

15-Year Fixed

6.750%

6.827%

0.000

Collinsville Bank

20-Year Fixed

6.750%

6.864%

0.000

Louviers Federal Credit Union

15 Year Fixed

6.750%

6.864%

0.000

Phoenixville Federal B&T

20-Year Fixed

6.750%

6.886%

0.000

Citizens Federal S&LA

10-Year Fixed

6.625%

6.886%

0.500

FNB of River Falls

10-Year Fixed

6.750%

6.920%

0.500

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Embold Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

705 Federal Credit Union

VISA Credit Card

7.900% - 15.900%

Maximum credit card amount offered is $10,000 with a 36-month term.

Y-12 Federal Credit Union

VISA Traditional

14.240% - 18.000%

Hughes Federal Credit Union

Visa Platinum Credit Card

9.500% - 12.500%

Security Service Federal Credit Union

Security Service Power Cash Back World MasterCard

16.950% - 18.000%

Suncoast Credit Union

Rewards Student Classic

16.500%

Credit Limit - $500

Achieve Financial Credit Union

Visa Platinum with Rewards

9.900%

Teachers Federal Credit Union

Visa Student

14.000%

Aberdeen Proving Ground FCU

Visa Platinum Preferred Rewards

15.740% - 17.990%

University First Federal Credit Union

Visa Student Rewards Card

17.990%

Mountain America Federal Credit Union

Cash Back Credit Card

17.740%

Automatically get 1.5% cash back on all purchases with no fuss

Abri Credit Union

Platinum Rewards Visa

15.400% - 24.400%

Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%

America First Federal Credit Union

CLASSIC REWARDS VISA

18.000%

Vystar Credit Union

Savings Secured Visa®

18.000%

SchoolsFirst Federal Credit Union

School Employee Mastercard

11.750% - 17.900%

Maximum Loan Amount Up to $35,000.00

Acipco Federal Credit Union

Visa Credit Card

9.990%

ACFCU

Platinum Card Visa

18.240% - 29.240%

Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.

University First Federal Credit Union

Visa Crimson Card

13.240%

Aberdeen Proving Ground FCU

Visa Platinum Preferred Student

17.990%

Acme Continental Credit Union

Acme Visa Credit Card

9.990% - 18.000%

680 and above rate = 9.90% with Score Card points or 8.80% with No points.640-679 rate = 10.80%.600-639 rate = 12.84%.599 and below rate = 18.00%.

ACFCU

Reserve Rewards+ Card Visa

19.740% - 29.740%

Enjoy premium rewards and benefits, plus receive a $500 bonus.

Academic Federal Credit Union

Academic VISA® Gold

15.400%

Abbott Laboratories Credit Union

Select Visa

13.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

ABCO Federal Credit Union

VISA® Credit Cards

7.990%

University First Federal Credit Union

Visa Secure Card

13.740%

The Golden 1 Credit Union

Member Cash Rewards+ VISA

17.040% - 23.040%

Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Embold Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

The Golden 1 Credit Union

Personal Loan

8.890%

University First Federal Credit Union

Personal Loans

13.490%

$0 - $5,000

48 - 48

Security Service Federal Credit Union

Debt Consolidation Loan

9.990% - 16.240%

61 - 66

First Technology Federal Credit Union

Personal Fixed-Rate Loan

9.290% - 14.090%

$500 - $35,000

24 - 84

Vystar Credit Union

Personal Loans

10.000%

1 - 36

Security Service Federal Credit Union

Personal Loan

9.990% - 16.240%

61 - 66

Academic Federal Credit Union

Personal Line of Credit

9.000%

Abbott Laboratories Credit Union

Personal Loan

9.490%

48 - 48

BECU Boeing Employees Credit Union

Personal Loan

8.990% - 18.000%

$0 - $30,000

AAC Credit Union

Personal Loans Share Secured

5.990%

ACMG Federal Credit Union

Personal Loans

8.990%

1st United Credit Union

Personal Line of Credit Variable

13.150%

AHE Plant 3 Federal Credit Union

Unsecured (Signature) Loan

11.000%

$0 - $500

Randolph Brooks FCU

Signature Personal Loan

12.150% - 18.000%

49 - 60P

AHE Plant 3 Federal Credit Union

Loan Specials

8.500%

$0 - $6,000

1st Northern California Credit Union

1st Line of Credit

9.900%

360 Federal Credit Union

Debt Consolidated

9.490%

$500

Advantage Plus Federal Credit Union

Signature Loan

12.990%

1 - 24

First Technology Federal Credit Union

Personal Line of Credit Revolving

14.250%

$500 - $25,000

Acipco Federal Credit Union

Signature Loan

10.000%

1 - 36

Advantage Credit Union Newtown, IA

Personal Loans

14.200%

$5,000 - $8,000

48 - 48

Advantage Plus Federal Credit Union

Signature Loan

14.990%

25 - 36

Hughes Federal Credit Union

Signature Loan

13.450%

Access Federal Credit Union

Consolidation Loans

14.850%

37 - 60

InFirst Bank

Personal Loan

13.000% - 13.140%

$1,500 - $15,000

36 - 36

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Embold Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Embold Federal Credit Union Information

Credit Union Name: Embold Federal Credit Union

Website: https://www.emboldcu.org

Full Time Employees: 136
Part Time Employees: 8
President: Michael Fraser
CEO: AARON GOFF
Branch Locations: 8
ATM Locations: 9

Corporate Office Address:

15099 SE Mcloughlin Blvd
Milwaukie, OR 97267
Phone Number: 503-656-0671
Fax Number: 503-722-2826

Embold Federal Credit Union Financials

Total Assets:

597,837,528

Total Amount of Shares and Deposits:

533,401,005

Total Shares and Deposits < 1 Year:

503,792,822

Total Shares and Deposits 1 3 Years:

27,584,652

Total Shares and Deposits > 3 Years:

2,023,531

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

35,816,630

Total Uninsured Shares and Deposits > $250K (F+J):

35,816,630

Total Insured Shares and Deposits > $250K (item 17 less item K):

497,584,375

Total Interest Expense (Sum of items 6 8):

2,738,113

Share Certificates:

1,828

Number of Accounts for Share Drafts:

26,580

IRA KEOGH Accounts:

1,148

Number of Accounts for Regular Shares:

43,331

All other shares:

147

Non Member Deposits:

Money Market Shares:

2,096

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

22,856,935

Total Liabilities:

549,329,707

Embold Federal Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Yes

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

Bilingual Services:

No Cost Bill Payer:

Yes

Student Scholarships:

Payday Alternative Loans (PAL loans) (FCU Only):

Mortgage Processing:

Yes

Approved Mortgage Seller?:

Yes

payment:

Are low cost wire transfers available?:

Yes

Member Application:

Yes

Are New Loans Available:

Yes

New Share Account:

Yes

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Yes

Account Aggregation:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Merchant Processing Services:

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA

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Embold Federal Credit Union Reviews

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Embold Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews (2024)

FAQs

Is Embold Credit Union legit? ›

For over 65 years, Embold Credit Union has served our neighbors as a not-for-profit financial cooperative. We provide low-fee, favorable-interest rates, and outstanding member service. We have done this in a safe and careful way, primarily to avoid issues like those that have periodically caused banks to fail.

Discover More Details ›

Which credit union has the best CD rates? ›

Compare the Best CD Rates

Institution	Rate (APY)	Term
Nuvision Credit Union	6.00%*	10 months
TotalDirectBank	5.51%	3 months & 6 months
My Banking Direct	5.50%	5 months
INOVA Federal Credit Union	5.50%	6 months

14 more rows

Learn More ›

Are credit union CD rates better than banks? ›

CD rates are generally higher at credit unions than at banks, on average. Of course, you may find the best CD rates at various institutions, including banks. Other than these differences, most certificates work similarly.

Which bank gives 7% interest on savings accounts? ›

7% Interest Savings Accounts: What You Need To Know. Why Trust Us? As of June 2024, no banks are offering 7% interest rates on savings accounts. Two credit unions have high-interest checking accounts: Landmark Credit Union Premium Checking with 7.50% APY and OnPath Credit Union High Yield Checking with 7.00% APY.

Learn More Now ›

Is Embold Credit Union FDIC insured? ›

Yes. We provide a full-service banking experience, with savings and checking accounts and a complete array of lending products, including first mortgages. We're federally insured by NCUA, which protects your money up to $250,000. That's the same amount protected by the FDIC in an account at a bank.

Keep Reading ›

What was the old name of Embold Credit Union? ›

Back in those days, our name was CLACKCO Federal Credit Union, and our community consisted of county, municipal, state, and federal employees who worked in Clackamas County. As a credit union, who we can serve is defined by our charter.

Learn More ›

How safe are credit union CDs? ›

Like other bank accounts, CDs are federally insured at financial institutions that are members of a federal deposit insurance agency. If a member bank or credit union fails, you're guaranteed to receive your money back, up to $250,000, by the full faith and credit of the U.S. government.

View Details ›

Who is paying the best CD rates right now? ›

The highest certificates of deposit (CDs) rates today are offered by Nano Bank (6.00%), Merchants Bank of Indiana (5.92%), Shoreham Bank (5.50%) and Vast Bank (5.50%). You can see the full list of the highest-paying CDs here.

Get More Info Here ›

Are there any 7% CDs? ›

Can You Get a 7% CD Account? There was a lot of excitement in August 2023 about a few credit unions offering 7% APYs on certificates. But those rates were offered for a limited time only and are no longer available. However, the nation's best CD rates are still well above 5%, with some pushing toward 6%.

Read The Full Story ›

Is it better to get a loan from a bank or credit union? ›

Because banks are focused heavily on profits, many—especially the brick-and-mortar ones—offer lower-than-average interest rates on savings and higher rates on loans compared to credit unions (and many online banks).

Know More ›

Can you get 6% on a CD? ›

You can find 6% CD rates at a few financial institutions, but chances are those rates are only available on CDs with maturities of 12 months or less. Financial institutions offer high rates to compete for business, but they don't want to pay customers ultra-high rates over many years.

Read The Full Story ›

What is the best bank to put a CD in? ›

Best CD rates of June 2024

Bread Savings™ (formerly Comenity Direct): Earn up to 5.25% APY.
LendingClub: Earn up to 5.15% APY.
Marcus by Goldman Sachs®: Earn up to 5.10% APY.
Popular Direct: Earn up to 5.30% APY.
Quontic Bank: Earn up to 5.05% APY.
Synchrony Bank: Earn up to 5.15% APY.
Vio Bank: Earn up to 5.25% APY.

More items...

5 days ago

Get More Info Here ›

Where can I earn 7% on my money? ›

Banks that offer 7% interest on savings accounts

Landmark Credit Union Premium Checking (7.50% APY) ...
Digital Credit Union Primary Savings (6.17% APY) ...
Popular Direct High-Yield Savings (5.20% APY) ...
TAB Bank High Yield Savings (5.27% APY) ...
High-yield savings accounts. ...
Certificates of deposit (CDs) ...
Money market accounts (MMAs)

Mar 8, 2024

Get More Info Here ›

Where can I get 7% interest on my savings? ›

The best regular savings accounts

Co-operative Bank Regular Saver - 7% AER. ...
Skipton Building Society - 7% AER. ...
Nationwide Flex Regular Saver - 6.5% AER. ...
Lloyds Bank Club Monthly Saver - 6.25% AER. ...
Natwest Digital Regular Saver - 6.17% AER. ...
Royal Bank of Scotland Digital Regular Saver - 6.17% AER. ...
TSB Monthly Saver - 6% AER.

More items...

Get More Info ›

Where can I get 5% interest on my money? ›

Summary of the Best 5% Interest Savings Accounts of 2024

Account	Forbes Advisor Rating	Annual Percentage Yield
M1 High-Yield Savings Account	4.3	5.00%
Bask Interest Savings Account	4.2	5.10%
UFB Secure Savings	4.1	Up to 5.25%
Salem Five Direct eOne Savings	4.0	5.01%

1 more row

May 28, 2024

Keep Reading ›

How do you know if a credit union is legit? ›

Enter the credit union's name and check the "Charter State" field. If the field says “CA,” your credit union is chartered in California. That means it is regulated by, and complaints can be filed with the California Department of Financial Protection and Innovation or DFPI.

Show Me More ›

How trustworthy are credit unions? ›

One question that often arises is, "Are Credit Unions Safer than Banks?" If you're looking for a short answer, you'll be happy to know that we're not making you read the whole post: Credit Unions and banks are roughly identical in safety because deposits at both are insured by the Federal government to $250,000.

Learn More Now ›

Who is the best credit union to join? ›

Choosing the best credit union: Where to begin

Brand name	Best for	APY*
Alliant	Overall	Up to 3.10%
PenFed	Rewards credit card	Up to 3%
First Tech Federal Credit Union	Low-interest credit card	Up to 5%
Consumers Credit Union	Deposit account variety	Up to 3%

4 more rows

May 22, 2024

Discover More Details ›

Is there a downside to joining a credit union? ›

Credit unions tend to have fewer branches than traditional banks. A credit union may not be close to where you live or work, which could be a problem unless your credit union is part of a shared branch network and/or a large ATM network such as Allpoint or MoneyPass. May offer fewer products and services.

Show Me More ›